A Postgraduate Doctoral Loan can help eligible students with course fees and living costs while you study a postgraduate doctoral course, such as a PhD.
You can get up to:
- £27,892 if your course starts on or after 1 August 2022
- £27,265 if your course started between 1 August 2021 and 31 July 2022
- £26,445 if your course started between 1 August 2020 and 31 July 2021
If you apply after your first year
You can apply for a Postgraduate Doctoral Loan in any year of your course. But if you apply after your first year, you might not get the maximum amount.
You can get up to:
- £11,836 if your course starts on or after 1 August 2022
- £11,570 if your course started between 1 August 2021 and 31 July 2022
- £11,222 if your course started between 1 August 2020 and 31 July 2021
What you need to know
- Whether you qualify depends on your course, your age and your nationality or residency status.
- The amount you’ll get is not based on you or your family’s income.
- The loan will be paid to you in 3 instalments of 33%, 33% and 34% each year. After your application has been approved, you’ll be sent a letter with your payment dates or you can check them in your online account.
- You get the first payment after your course start date, once your university confirms that you’ve registered.
- Use your online account to change your personal details, for example bank, contact details or course details.
- You may qualify for other funding, for example grants from charities or trusts.
- You will not be eligible for an Adult Dependants’ Grant, a Childcare Grant or Parents’ Learning Allowance from Student Finance if you’re studying a doctoral course.
A ‘home fees’ assessment by the University does not guarantee Government funding for fees or living costs. The Student Loans Company will conduct its own eligibility assessment. If you have been assessed as eligible for home fees based on an application to the EU Settlement Scheme, your entitlement to Student Loans Company funding for fees or living costs may be affected in future years if your status changes. Once registered at the University, all students, regardless of funding source and fee status, are liable for their fees. Further information can be found in the University’s Tuition Fees and Liability Policy and on our fee status page.
For further information and how to apply
UK government student finance information
If you are from Wales
Most students starting a full-time or part-time postgraduate Doctoral course can apply for a Postgraduate Doctoral Loan to help with your course costs. How much you get does not depend on your household income.
You might also be able to get extra help on top of this if you have a disability.
You can borrow up to:
- £27,880 if your course starts between 1 August 2022 and 31 July 2023
- £27,265 if your course starts between 1 August 2021 and 31 July 2022
To check eligibility and for further details please visit Student Finance Wales.