Risk management
Children are insured in every other aspect of their life in case of any harm occurring; in school, at sports clubs, in the shopping centre, or in the car. In any of these places the family would be compensated through insurance for any accidents or injuries that effect the child and their quality of life.
Again, in traditional media formats the brands or agencies would assume responsibility for this, and it would be incorporated into the child performance contract, however this is not the case for influencers, who are classed as self-employed.
Influencer activities are viewed as business activities, which are being conducted within the home, and this might make any home insurance cover for accident or injury invalid. This has resulted in an increase in specific 'influencer insurance', which the independent business owner (parent) would need to take out, in the absence of any brand responsibility to do so.
Influencer content can show a lot of detail about the material goods within a property and there have been incidents where thieves have specifically targeted influencer homes based upon this information.
Again, home insurance may be invalidated under these circumstances, and so it is worth considering ways to manage this (blurred backgrounds etc.) and/or inspect insurance clauses for this information.