People

Dr Jose Linares Zegarra

Senior Lecturer
EBS - Finance
Dr Jose Linares Zegarra
  • Email

  • Telephone

    +44 (0) 1206 872498

  • Location

    EBS.3.4, Colchester Campus

  • Academic support hours

    You can find details of Academic Support hours on the EBS UG and PG information page on Moodle or by calling EBS Student Services on 01206873911

Profile

Biography

Jose Manuel joined Essex Business School in 2015. He holds a PhD from the University of Granada (Spain). Jose is also a Honorary Senior Lecturer at University of St Andrews and a Fellow of the Higher Education Academy (FHEA). Previously, he has held visiting teaching/research positions at the Federal Reserve Bank of Boston, University of St Andrews, University of Alicante, University of Illinois, Florida State University and the Institute of European Finance (Bangor University, UK). His academic career combines both teaching and research in economics, banking and finance. He has been researcher for the Spanish Savings Banks Foundation and has also participated in projects related to the banking industry for the Spanish Ministry of Science and Innovation, the Andalusian Autonomous Government and several financial institutions. In recent years, Jose Manuel has carried out various empirical studies in retail payments and consumer finances. He has published articles in journals such as the European Journal of Finance, Journal of Banking & Finance, Journal of Financial Services Research, Review of Network Economics, Social Science and Medicine, British Accounting Review.

Qualifications

  • PhD (Doctor Europaeus)

Research and professional activities

Research interests

Payments Economics

Open to supervise

Consumer and household finance

Open to supervise

Banking

Open to supervise

SMEs finance

Open to supervise

Microfinance and financial inclusion

Open to supervise

Fintech

Open to supervise

Teaching and supervision

Current teaching responsibilities

  • Financial Intermediaries, Instruments and Markets (BE317)

  • Introduction to Banking (BE610)

  • Modern Banking (BE650)

  • Finance Research Project (BE937)

  • Student Success Tutorial (BE916)

Publications

Journal articles (10)

Brown, R., Liñares-Zegarra, J. and Wilson, JOS., (2019). Sticking it on Plastic: Credit Card Finance and Small and Medium Sized Enterprises in the UK. Regional Studies. 53 (5), 630-643

Brown, R., Liñares-Zegarra, J. and Wilson, JOS., (2019). The (Potential) Impact of Brexit on UK SMEs: Regional Evidence and Public Policy Implications. Regional Studies. 53 (5), 761-770

Liñares-Zegarra, J. and Wilson, JOS., (2018). The Size and Growth of Microfinance Institutions. The British Accounting Review. 50 (2), 199-213

Bouslah, K., Liñares-Zegarra, J., M'Zali, B. and Scholtens, B., (2018). CEO risk-taking incentives and socially irresponsible activities. British Accounting Review. 50 (1), 76-92

Kahn, CM., Liñares-Zegarra, J. and Stavins, J., (2017). Are there Social Spillovers in Consumers’ Security Assessments of Payment Instruments?. Journal of Financial Services Research. 52 (1-2), 5-34

Kahn, CM. and Liñares-Zegarra, J., (2016). Identity Theft and Consumer Payment Choice: Does Security Really Matter?. Journal of Financial Services Research. 50 (1), 121-159

Clayton, M., Liñares-Zegarra, J. and Wilson, JOS., (2015). Does debt affect health? Cross country evidence on the debt-health nexus. Social Science and Medicine. 130 (C), 51-58

Liñares-Zegarra, J. and Wilson, JOS., (2014). Credit card interest rates and risk: new evidence from US survey data. The European Journal of Finance. 20 (10), 892-914

Carbó-Valverde, S., Liñares-Zegarra, J. and Rodríguez-Fernández, F., (2012). Feedback Loop Effects in Payment Card Markets: Empirical Evidence. Review of Network Economics. 11 (2)

Carbó-Valverde, S. and Liñares-Zegarra, J., (2011). How effective are rewards programs in promoting payment card usage? Empirical evidence. Journal of Banking & Finance. 35 (12), 3275-3291

Reports and Papers (2)

Clayton, M., Liñares-Zegarra, J. and Wilson, JOS., (2014). Can Debt Affect Your Health? Cross Country Evidence on the Debt-Health Nexus

Carbo-Valverde, S. and Liñares-Zegarra, J., (2012). Payment Card Interchange Fees: Assessing the Effectiveness of Antitrust Investigations and Regulation in Europe

Contact

jmlina@essex.ac.uk
+44 (0) 1206 872498

Location:

EBS.3.4, Colchester Campus

Academic support hours:

You can find details of Academic Support hours on the EBS UG and PG information page on Moodle or by calling EBS Student Services on 01206873911