Dr Jose Linares Zegarra
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Email
jmlina@essex.ac.uk -
Telephone
+44 (0) 1206 872498
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Location
EBS.3.4, Colchester Campus
Profile
Biography
Jose Manuel joined Essex Business School in 2015. He holds a PhD from the University of Granada (Spain). Jose is also a Honorary Senior Lecturer at University of St Andrews and a Fellow of the Higher Education Academy (FHEA). Previously, he has held visiting teaching/research positions at the Federal Reserve Bank of Boston, University of St Andrews, University of Alicante, University of Illinois, Florida State University and the Institute of European Finance (Bangor University, UK). His academic career combines both teaching and research in economics, banking and finance. He has been researcher for the Spanish Savings Banks Foundation and has also participated in projects related to the banking industry for the Spanish Ministry of Science and Innovation, the Andalusian Autonomous Government and several financial institutions. In recent years, Jose Manuel has carried out various empirical studies in retail payments and consumer finances. He has published articles in journals such as the European Journal of Finance, Journal of Banking & Finance, Journal of Financial Services Research, Review of Network Economics, Social Science and Medicine, British Accounting Review and Economics Letters.
Qualifications
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PhD (Doctor Europaeus)
Appointments
University of Essex
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Postgraduate Taught (PGT) Programme Director, Finance MSc programmes, Essex Business School (1/8/2021 - present)
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Postgraduate Taught (PGT) Admissions Selector, Finance MSc programmes, Essex Business School (1/8/2021 - present)
Research and professional activities
Research interests
Payments Economics
Consumer and household finance
Banking
SMEs finance
Microfinance and financial inclusion
Entrepreneurial finance and Fintech
Fintech
Equity crowdfunding has emerged as a novel source of funding for startups via internet platforms that complements angel and venture capital financing. It is one of the few Fintech developments that is not banking or payments based. ICOs (initial coin offerings) are another such phenomenon but are quite distinct from equity crowdfunding.
Teaching and supervision
Current teaching responsibilities
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Introduction to Banking (BE610)
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Modern Banking (BE650)
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Student Success Tutorial (BE916)
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Research Methods in Finance (BE953)
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EBS Integrated Programmes: Dissertation (BE983)
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Dissertation in Marketing (BE981)
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Dissertation (BE982)
Previous supervision
Degree subject: Finance
Degree type: Doctor of Philosophy
Awarded date: 8/1/2021
Publications
Journal articles (15)
Coakley, J., Lazos, A. and Linares Zegarra, J., (2022). Equity crowdfunding founder teams: Campaign success and venture failure. British Journal of Management. 33 (1), 286-305
Brown, R., Linares Zegarra, J. and Wilson, JOS., (2022). Innovation and Borrower Discouragement in SMEs. Small Business Economics
Liñares-Zegarra, JM. and Willesson, M., (2021). The effects of negative interest rates on cash usage: Evidence for EU countries. Economics Letters. 198, 109674-109674
Coakley, J., Lazos, A. and Liñares-Zegarra, JM., (2021). Seasoned equity crowdfunded offerings. Journal of Corporate Finance, 101880-101880
Coakley, J., Lazos, A. and Liñares-Zegarra, J., (2021). Strategic entrepreneurial choice between competing crowdfunding platforms. The Journal of Technology Transfer
Brown, R., Liñares-Zegarra, J. and Wilson, JOS., (2019). Sticking it on Plastic: Credit Card Finance and Small and Medium Sized Enterprises in the UK. Regional Studies. 53 (5), 630-643
Brown, R., Liñares-Zegarra, J. and Wilson, JOS., (2019). The (Potential) Impact of Brexit on UK SMEs: Regional Evidence and Public Policy Implications. Regional Studies. 53 (5), 761-770
Bouslah, K., Liñares-Zegarra, J., M'Zali, B. and Scholtens, B., (2018). CEO risk-taking incentives and socially irresponsible activities. British Accounting Review. 50 (1), 76-92
Liñares-Zegarra, J. and Wilson, JOS., (2018). The Size and Growth of Microfinance Institutions. The British Accounting Review. 50 (2), 199-213
Kahn, CM., Liñares-Zegarra, J. and Stavins, J., (2017). Are there Social Spillovers in Consumers’ Security Assessments of Payment Instruments?. Journal of Financial Services Research. 52 (1-2), 5-34
Kahn, CM. and Liñares-Zegarra, J., (2016). Identity Theft and Consumer Payment Choice: Does Security Really Matter?. Journal of Financial Services Research. 50 (1), 121-159
Clayton, M., Liñares-Zegarra, J. and Wilson, JOS., (2015). Does debt affect health? Cross country evidence on the debt-health nexus. Social Science and Medicine. 130 (C), 51-58
Liñares-Zegarra, J. and Wilson, JOS., (2014). Credit card interest rates and risk: new evidence from US survey data. The European Journal of Finance. 20 (10), 892-914
Carbó-Valverde, S., Liñares-Zegarra, J. and Rodríguez-Fernández, F., (2012). Feedback Loop Effects in Payment Card Markets: Empirical Evidence. Review of Network Economics. 11 (2)
Carbó-Valverde, S. and Liñares-Zegarra, J., (2011). How effective are rewards programs in promoting payment card usage? Empirical evidence. Journal of Banking & Finance. 35 (12), 3275-3291
Reports and Papers (4)
Linares Zegarra, J. and Wilson, JOS., (2022). SMEs as Social Enterprises: Regional Disparities, Access to Finance, Strategic Intentions, and the COVID-19 Pandemic
Brown, R., Liñares-Zegarra, JM. and Wilson, JOS., (2018). What Happens If the Rules Change? The Impact of Brexit on the Future Strategic Intentions of UK SMEs
Clayton, M., Liñares-Zegarra, J. and Wilson, JOS., (2014). Can Debt Affect Your Health? Cross Country Evidence on the Debt-Health Nexus
Carbo-Valverde, S. and Liñares-Zegarra, J., (2012). Payment Card Interchange Fees: Assessing the Effectiveness of Antitrust Investigations and Regulation in Europe
Grants and funding
2021
SMEs as Social Enterprises: Regional Disparities, Access to Finance and the COVID-19 Pandemic
Enterprise Research Centre
Contact
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