The Fintech revolution: What’s the status quo?
The financial technologies (FinTech) revolution is in full swing globally.
In this paper, we take stock of the key aspects of the FinTech revolution, structuring our review on a flow of funds conceptual framework.
Hence, we consider the opportunities and risks for households, firms, banks and the government, drawing on the quickly increasing volume of research in this area.
We also consider regulatory issues and the broader question of the governance of FinTech in a global context.
We summarize the key take-aways from existing research but also identify some promising research ideas, which future research could pursue, including some insights into the context of the global Covid-19 pandemic and other global risks such as climate risk.
More information can be found on the UK-India Fintrade webpage
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Speaker bio
Professor Victor Murinde has contributed over 100 research papers to the economics, banking and finance literature.
According to the previous UK Research Excellence Framework (REF2014), his research on “Shaping Bank Regulatory Reforms” was recognized for exceptional impact.
He has a solid track record of leading multi-partner research projects as the PI. He was awarded the Doctoris Honoris Causa by Tallinn University of Technology (TalTech) with the dictum, “in recognition of your merits in Financial Economics and Banking and promotion of British-Estonian collaboration in research and graduate education”.
His other roles include Chair of Group C (Finance) for the Africa Economic Research Consortium (AERC) and serves on the Board of Trustees of the British Institute in Eastern Africa.
He is a Fellow of the Academy of Social Sciences. He is also a Fellow of the Econometric Society.
